Home prices are down and mortgage rates have gone down; this is best time to purchase a home but for most people this is not the prime time to buy a home. With a higher down payment and good credit score buyers are capable of getting lower mortgage r

Mortgage rates mostly edged up last week as investors’ fears about the economy eased. Mortgage buyer Freddie Mac says the average rate for a 30-year fixed loan was 4.35 percent, up from 4.32 percent the week before. It was only the second rise